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Michael McIntosh, a CA and CFP at money management firm Phillips Hager & North in Calgary, says, “Most people don’t even know what they have or how much. They tend to overestimate or underestimate, depending on how it serves their purposes.”… Creating a step-by-step process that a planner needs to follow each time he or she analyzes plans will cut down on mistakes, [Kim] Moody [CA] says... http://www.camagazine.com/archives/print-edition/2008/nov/features/camagazine4227.aspx
Jim Middlemiss
CA Magazine